100% INTENT MASKING PROTECTION

Automated UPI & Dynamic QR Gateway for India

Accept instant payments via PhonePe, Paytm, Google Pay, BHIM & Dynamic QR with zero payment intent leakage. Plug-and-play WooCommerce integration with instant webhook status reconciliation.

Zero Setup Fee
Instant Bank Payouts
Auto Webhooks
Live Gateway Session Simulator
POST /api/v1/payment-links
Intent Masked Session Generated 200 OK (18ms)
{
  "status": true,
  "transaction_id": "TXN_9874561230",
  "amount": 500.00,
  "currency": "INR",
  "payment_url": "https://payment.jioflow.com/pay/TXN_9874561230",
  "intent_masked": true,
  "message": "Payment session created. Raw intent links masked for fraud security."
}
99.98%

Reconciliation Uptime

₹0.00

Setup & Hidden Charges

< 200ms

Webhook Delivery

100%

Intent Masking Security

SIMPLE WORKFLOW

How Jioflow Payment Gateway Works

Accepting UPI payments takes just 3 simple automated steps.

1
Session Created

Your store API or WooCommerce plugin generates an amount-locked payment session with Intent Masking encryption.

2
Customer Scans / Pays

Customer scans the Dynamic QR or taps 1-tap app links for PhonePe, Paytm, or GPay to authorize the UPI transaction.

3
Instant Order Auto-Complete

Cryptographically signed webhooks notify your server instantly, updating order status to Completed in real-time.

SUPPORTING ALL MAJOR INDIAN UPI PAYMENT APPS

PhonePe
Paytm UPI
Google Pay (GPay)
BHIM UPI
CRED Pay
Amazon Pay
ARCHITECTURE HIGHLIGHTS

Engineered for High-Scale Indian Merchants

Everything you need to accept UPI payments, eliminate intent fraud, and automate order reconciliation.

Payment Intent Masking

Protects merchant VPA and transaction signatures with dynamic salt tokenization, preventing malicious intent injection.

Dynamic QR Generation

Generates unique, amount-locked QR codes per customer session with automated real-time status polling.

1-Tap App Checkout

Direct deep links for PhonePe, Paytm, Google Pay, and BHIM enable effortless 1-tap app switching on mobile devices.

WooCommerce Plugin

Ready-to-use WordPress plugin with 1-click installation, dynamic QR modal popups, and automated order status completion.

Signed Webhooks

Cryptographically signed webhook payloads (HMAC-SHA256) deliver payment state changes instantly to your server.

Instant Bank Settlements

Direct bank-to-bank settlements ensure funds reach your merchant account without unnecessary gateway holds.

WOOCOMMERCE READY

Plug & Play Jioflow Gateway for WordPress

Accept UPI payments directly on your WooCommerce checkout page. Provides automated order status update to Completed as soon as customer pays.

Clean Modal QR Checkout

Displays smooth popup QR modal without redirecting customers off your store.

Super Admin Inquiry Sync

Direct support ticket integration with Jioflow Super Admin panel.

Contact Us
WooCommerce Gateway Settings
Active Plugin v1.0.4
API Key Token jf_live_98a7b6c5d4e3f2a10987654321
Webhook Secret Key whsec_0987654321fedcba9876543210
Auto-Complete Order on Webhook Enabled
MERCHANT TESTIMONIALS

Trusted by Indian Merchants & Store Owners

See why high-volume e-commerce stores choose Jioflow Payment Gateway.

"Jioflow Intent Masking eliminated our order fraud overnight. Our WooCommerce checkout is super smooth and payment webhooks auto-complete orders in seconds."

RV
Rahul Verma Founder, TechKraft Electronics

"Zero gateway setup fees and instant 1-tap app checkout for PhonePe & GPay. Our checkout conversion rate jumped by 35% within the first week!"

SK
Sneha Kulkarni Co-Founder, CourseCraft Academy

"We handle over 2,000 daily orders on WooCommerce. Jioflow API reliability and direct bank payouts make it the best payment gateway solution for India."

VS
Vikramaditya Singh CEO, FashionBazaar India

Ready to Upgrade Your Payment Infrastructure?

Join thousands of Indian business owners accepting instant UPI & Dynamic QR payments with zero setup fees.